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Financial Calculators

Choose a calculator below. Every tool runs without creating an account.

Budget & Everyday Money

Monthly Budget

Plan monthly income and expenses.

50/30/20 Budget

Split take-home pay into needs, wants and savings.

Emergency Fund

Estimate a cash-reserve target.

Tip Calculator

Calculate tip and total.

Sales Tax

Calculate sales tax and purchase total.

Hourly to Salary

Convert hourly wages to annual pay.

Debt & Loans

Credit Card Payoff

Estimate credit-card payoff time.

Debt Snowball

Plan a smallest-balance-first payoff.

Debt Avalanche

Estimate highest-interest-first payoff.

Loan Payoff

Estimate loan payoff and interest.

Extra Loan Payment

See the impact of additional principal.

Student Loan

Estimate student loan payments and interest.

Personal Loan

Estimate fixed-rate personal loan payments.

Debt-to-Income Ratio

Calculate your DTI ratio.

Minimum Credit Card Payment

Estimate a minimum card payment.

Biweekly Loan Payment

Explore a biweekly payment strategy.

Auto

Car Payment

Estimate a monthly auto payment.

Car Affordability

Back into a vehicle price from a payment target.

Auto Loan Comparison

Compare two rates and terms.

Auto Loan Early Payoff

Estimate extra-payment payoff time.

Fuel Cost

Estimate trip fuel cost.

Cost of Ownership

Combine recurring vehicle costs.

Home & Mortgage

Mortgage Payment

Estimate principal and interest.

Mortgage Affordability

Estimate price from a payment target.

Extra Mortgage Payment

Estimate payoff impact of extra principal.

Refinance

Compare current and potential refinance payments.

Rent vs. Buy

Compare simplified monthly housing costs.

Closing Costs

Estimate purchase closing costs.

Down Payment

Calculate cash down and loan amount.

Property Tax

Estimate annual property tax.

Home Equity

Estimate equity and loan-to-value.

HELOC Payment

Estimate an interest-only HELOC payment.

Savings & Retirement

Savings Goal

Estimate time needed to reach a goal.

Compound Interest

Estimate long-term compounded growth.

CD Interest

Estimate CD balance and interest.

APY

Convert nominal rate to effective annual yield.

Retirement

Estimate retirement savings growth.

401(k) Match

Estimate employer matching contributions.

IRA Growth

Estimate IRA growth over time.

Rule of 72

Estimate investment doubling time.

Investment Return

Calculate a simple investment return.

Inflation

Estimate future costs from inflation.

Future Value

Estimate lump-sum growth.

Retirement Income

Estimate first-year retirement income.

Retirement Withdrawal

Estimate how long savings may last.