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FREE CALCULATOR
50/30/20 Budget Calculator
Turn your monthly take-home pay into a simple spending framework.
About this calculator
The 50/30/20 guideline assigns 50% of take-home pay to needs, 30% to wants and 20% to savings or debt reduction. It is a starting point, not a rule.
How to use it
Enter your information in the fields above. Results update automatically as you change the values, making it easy to compare different scenarios.
Important: This calculator provides estimates for planning and educational purposes. Actual rates, fees, taxes and results can vary. It is not financial, tax, legal or investment advice.