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FREE CALCULATOR
Minimum Credit Card Payment Calculator
Estimate a minimum payment using a simple percentage-of-balance rule.
About this calculator
Card issuers use different minimum-payment formulas and may add interest, fees or past-due amounts. Check your card agreement for the actual required payment.
How to use it
Enter your information in the fields above. Results update automatically as you change the values, making it easy to compare different scenarios.
Important: This calculator provides estimates for planning and educational purposes. Actual rates, fees, taxes and results can vary. It is not financial, tax, legal or investment advice.