Terms of Use

Last updated: September 20, 2026

YourBudgetTool.com provides calculators and information for general educational and planning purposes. By using the site, you agree to use the information at your own discretion.

Estimates, not advice

Calculator results are estimates based on the values you enter and the formulas implemented by the site. Results are not financial, investment, tax, accounting or legal advice and are not a guarantee of actual loan terms, investment returns, taxes, costs or outcomes.

Verify important decisions

Rates, fees, taxes, lender rules and individual circumstances vary. Verify important financial decisions with the appropriate lender, financial professional, tax professional, attorney or other qualified source.

Availability

We may modify calculators, formulas, content or site features as the service evolves. We do not guarantee uninterrupted availability.

Third-party services

Links, advertisements and third-party services are provided for convenience. Your use of third-party services is subject to their own terms and policies.