Privacy Policy

Last updated: September 20, 2026

YourBudgetTool.com provides free financial calculators and educational information. The calculators are designed to work without requiring you to create an account or submit personal identifying information.

Information collected automatically

Like most websites, our hosting provider and enabled analytics or advertising services may receive technical information such as IP address, browser type, device type, referring page and pages visited. We may use aggregated information to understand site usage, operate the site and improve its content and tools.

Cookie and privacy choices

When you first visit the site, a privacy notice allows you to accept or decline optional analytics and advertising technologies. Your choice is stored in your browser so the site can remember your preference. Essential website functions and financial calculators remain available if you decline optional cookies.

If your browser sends a recognized Global Privacy Control (GPC) signal, YourBudgetTool.com treats that signal as an opt-out for this browser and does not load optional Google Analytics or Google AdSense services. A GPC signal takes precedence over a previously stored acceptance choice.

Google Analytics

If Google Analytics is enabled and you accept optional cookies, Google may use cookies or similar technologies to measure website traffic and usage. Analytics is used to understand how visitors use the site and to improve its content and tools. Google Analytics is not loaded when optional cookies are declined or a GPC opt-out signal is detected.

Advertising

If advertising is enabled and you accept optional cookies, we may use Google AdSense to display advertising. Google and its advertising partners may use cookies or similar technologies to serve, personalize and measure ads in accordance with their policies and applicable law. Google AdSense is not loaded when optional cookies are declined or a GPC opt-out signal is detected.

Calculator information

Values you enter into YourBudgetTool.com calculators are used to perform the calculation you request. The site does not require an account to use these calculators. We do not intentionally send the financial values you enter into calculator fields to Google Analytics or Google AdSense, and calculator values are not intentionally placed in page URLs, page titles or analytics event parameters.

California privacy rights

California residents may have privacy rights under the California Consumer Privacy Act (CCPA), as amended, to the extent that the law applies to YourBudgetTool.com and the information involved. Depending on the circumstances, those rights may include rights to know or access certain personal information, request deletion, request correction, opt out of the sale or sharing of personal information, limit certain uses or disclosures of sensitive personal information, and receive non-discriminatory treatment for exercising applicable privacy rights.

YourBudgetTool.com honors recognized Global Privacy Control signals for optional analytics and advertising as described above. We do not currently provide a separate “Do Not Sell or Share My Personal Information” link because the site is not representing that it is presently a business subject to that particular CCPA requirement. We will review this as the site, its data practices, advertising relationships and applicable legal requirements change.

Third-party links

The site may link to third-party websites. Their privacy practices are governed by their own policies.

Changes to this policy

We may update this policy as the website, advertising, analytics, data practices or legal requirements change. The date at the top of this page identifies the latest revision.