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FREE CALCULATOR
Extra Mortgage Payment Calculator
Estimate how extra principal payments could shorten your mortgage.
About this calculator
This simplified payoff estimate assumes a fixed rate and a constant monthly extra payment. Confirm how your servicer applies additional payments.
How to use it
Enter your information in the fields above. Results update automatically as you change the values, making it easy to compare different scenarios.
Important: This calculator provides estimates for planning and educational purposes. Actual rates, fees, taxes and results can vary. It is not financial, tax, legal or investment advice.